GOP wants mortgage relief, tax cuts in stimulus

I understand the basis for this plan but there are some basic questions that need to be answered and some details that need to be hashed out. I agree that a reduction of the mortgage rates to 4% could stimulate the housing market but at the sake of expanding Fannie Mae and Freddie Mac is not a good idea. I see a continued stall in the lending markets with this plan and the money just not getting spent. As for the tax cuts, they are a good idea if the vast majority of the cuts go to the bottom 75% of income earners.